Salary Calculator
Calculate CTC, gross salary, tax deductions and take-home salary in India
Salary Details
Enter your annual CTC amount
Affects HRA exemption calculation
New regime has different tax slabs and no deductions
Enter your salary details to calculate breakdown and take-home pay
Tax Regime Comparison (2024-25)
Old Tax Regime
New Tax Regime
Salary Components Explained
CTC (Cost to Company)
Total cost incurred by company including gross salary, employer PF, ESI, and other benefits.
Gross Salary
Total salary before deductions. Includes basic salary, HRA, allowances, and bonuses.
Basic Salary
Foundation component (usually 40-50% of CTC). Used for calculating PF, gratuity, and bonus.
HRA (House Rent Allowance)
50% of basic (metro) or 40% (non-metro). Eligible for tax exemption if paying rent.
Deductions Explained
Provident Fund (PF)
12% of basic salary (max ₹1,800/month). Employer also contributes 12%. Tax-free withdrawal after 5 years.
ESI (Employee State Insurance)
0.75% employee contribution if gross ≤ ₹21,000/month. Provides medical benefits.
Professional Tax
State-specific tax. Usually ₹200/month (₹2,400/year) in most states.
Income Tax
Based on tax slab and regime chosen. Includes 4% health and education cess.