💰 Gold Loan Calculator

Calculate loan amount against gold jewelry, coins & bars. Compare rates and check margin call risks

🏆 Gold Details

Gold Weight (grams)

Total weight of gold to be pledged

Gold Purity (Karat)

Gold Type

Current Gold Rate (₹/gram for 24K)

Today's gold rate in your city

Gold Origin

Age (years)

Gold has BIS Hallmark certification

Required Loan Amount (₹)

Amount needed for your requirements

Loan Purpose

Urgency Level

Repayment Preference

Annual Income (₹)

Total household income per year

Preferred Lender Type

Lender Relationship

Have other loans

Loan Tenure (Months)

Loan-to-Value Ratio (%)

75%

Higher LTV = Higher risk of margin calls

Interest Type

Gold insurance required

Part prepayment allowed

This calculator provides estimated gold loan amounts and costs based on current market conditions and typical lender policies.

Actual loan approval, interest rates, and LTV depend on gold purity assessment, current gold prices, lender policies, and documentation.

Gold prices are highly volatile and margin calls may be triggered if gold value falls below loan amount plus margins.

Storage, insurance, and processing fees vary by lender and may not be included in basic rate calculations.

Gold loan regulations and tax implications may vary. Consult with lenders and tax advisors for personalized guidance.

Always verify current gold rates, lender terms, and documentation requirements before finalizing any gold loan agreement.