Mutual Fund Calculator

Calculate returns on SIP and Lump Sum mutual fund investments

Investment Details

Minimum: ₹100 per month

Equity: 10-15%, Debt: 6-9%, Hybrid: 8-12%

Enter your investment details to calculate mutual fund returns

Mutual Fund Categories & Expected Returns

Equity Funds

Large Cap:10-12%
Mid Cap:12-15%
Small Cap:14-18%
Flexi Cap:11-14%

Debt Funds

Liquid:4-6%
Short Duration:6-8%
Medium Duration:7-9%
Gilt:6-8%

Hybrid Funds

Conservative:7-9%
Moderate:8-11%
Aggressive:10-13%
Equity Savings:8-10%

SIP Benefits

  • Rupee Cost Averaging - reduces market volatility impact
  • Power of Compounding - wealth grows exponentially
  • Disciplined investing - automated monthly investments
  • Flexibility - start with as low as ₹100 per month
  • Tax benefits under Section 80C for ELSS funds
  • Step-up facility to increase investment amount

Investment Tips

Start Early

Time is your biggest asset. Starting early gives more time for compounding.

Diversify

Spread investments across large-cap, mid-cap, and international funds.

Stay Invested

Long-term investments (5+ years) help ride out market volatility.

Review Regularly

Review portfolio annually and rebalance based on goals and performance.