Retirement Planning Calculator

Plan your retirement corpus and calculate monthly investments needed

Planning Mode

Current Age

Retirement Age

Life Expectancy

Current Monthly Expenses

₹

Post-Retirement Expense Ratio

Typically 60-80% of current expenses

Current Savings/Investments

₹

Expected Returns

Inflation Rate

Enter your details to create a personalized retirement plan

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Start investing early to benefit from compound interest

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Diversify investments across equity, debt, and real estate

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Gradually shift from equity to debt as you approach retirement

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Plan for inflation - what costs ₹100 today will cost ₹320 in 20 years at 6% inflation

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Consider healthcare inflation separately (8-10% annually)

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Build an emergency fund covering 6-12 months of expenses

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Review and rebalance your portfolio annually

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Consider tax-efficient investments like NPS for additional retirement corpus