Investment & Real Estate Calculators

Investment and real estate calculation tools. Make informed decisions about property investments, rental yields, and real estate financing with our comprehensive tools.

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Real Estate Investment Guide

Property Investment Basics

  • • Location is the most important factor
  • • Research market trends and future developments
  • • Consider rental yield vs capital appreciation
  • • Factor in maintenance and vacancy costs
  • • Understand legal aspects and documentation

Key Metrics

  • Rental Yield: Annual rent / Property value × 100
  • Cap Rate: Net operating income / Property value
  • Cash-on-Cash: Cash flow / Cash invested
  • IRR: Internal Rate of Return

Rent vs Buy Decision

  • • Compare total cost of ownership vs renting
  • • Consider opportunity cost of down payment
  • • Factor in tax benefits of home ownership
  • • Account for maintenance and repairs
  • • Consider lifestyle and mobility needs

Investment Property Tips

  • • Start with residential properties for beginners
  • • Diversify across different locations
  • • Build relationships with good tenants
  • • Keep detailed financial records
  • • Plan for property taxes and insurance

Indian Real Estate Market Insights

Top Investment Cities

  • • Mumbai: Premium locations, high rental yield
  • • Bangalore: IT hub, good appreciation
  • • Delhi NCR: Government sector, infrastructure
  • • Pune: Growing IT sector, affordability
  • • Hyderabad: Tech city, emerging market
  • • Chennai: Industrial hub, steady growth

Typical Rental Yields

  • • Mumbai: 2.5% - 3.5%
  • • Delhi: 2.0% - 3.0%
  • • Bangalore: 2.5% - 4.0%
  • • Pune: 3.0% - 4.5%
  • • Hyderabad: 3.5% - 5.0%
  • • Ahmedabad: 4.0% - 5.5%

Additional Costs

  • • Stamp duty: 3-10% (varies by state)
  • • Registration fees: 1-2%
  • • Brokerage: 1-2%
  • • Legal fees: 0.5-1%
  • • Property tax: 0.05-0.30% annually
  • • Maintenance: 1-2% annually