EMI Affordability Calculator

Calculate how much EMI you can comfortably afford based on your income and expenses

Income & Expenses

Monthly Gross Income (₹)

Existing EMIs (₹)

Current loan EMIs (car, personal, etc.)

Essential Expenses (₹)

Rent, utilities, groceries, insurance

Discretionary Expenses (₹)

Entertainment, dining, shopping, travel

Savings Target (%)

Risk Profile

Expected Interest Rate (%)

Loan Tenure (Years)

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Enter your financial details to calculate EMI affordability