Credit Card Payoff Calculator

Plan your credit card debt repayment

Typical credit card rates: 24-42% per annum

About Credit Card Payoff Calculator

Calculate how long it will take to pay off your credit card debt and how much interest you'll pay. Use this to plan a debt repayment strategy.

Debt Payoff Strategies:

  • Pay more than the minimum payment
  • Focus on high-interest cards first (avalanche method)
  • Consider balance transfer to lower rate cards
  • Stop using the card while paying it off