Terms of Service

1. Acceptance of Terms

Welcome to CalcMitra.in. By accessing or using our website and calculator services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website.

We reserve the right to modify these Terms at any time. Your continued use of the website after changes are posted const itutes acceptance of the modified Terms.

2. Description of Service

CalcMitra.in provides free online calculators for various purposes including but not limited to:

• Financial calculations (loans, investments, taxes)
• Educational calculators (GPA, marks, attendance)
• Daily life utilities (discounts, conversions, bills)
• Specialized calculators (cultural, religious, astrological)
• const construction and business calculators

3. Use License

Permission is granted to use CalcMitra.in for personal, non-commercial purposes. This license allows you to:

• Access and use our calculators
• View and print results for personal use
• Share links to our calculators

You may NOT:

• Reproduce, duplicate, or copy material for commercial purposes
• Modify or create derivative works
• Remove copyright or proprietary notices
• Use automated systems to scrape or extract data
• Attempt to reverse engineer any part of the website

4. Disclaimer of Warranties

All calculators are provided "AS IS" without warranty of any kind. We do not guarantee that:

• The calculations will be accurate or error-free
• The service will be uninterrupted or available at all times
• Defects will be corrected
• The website is free from viruses or harmful components

5. Limitation of Liability

Financial Calculators: The financial calculators (loan, investment, tax, etc.) are for estimation purposes only. Always consult with qualified financial advisors, accountants, or professionals before making financial decisions. We are not responsible for any financial losses or decisions made based on calculator results.

Specialized Calculators: Calculators related to astrology, numerology, Kundli matching, Panchang, and religious matters (Zakat, festival dates) are provided for cultural and informational purposes. We do not endorse or validate the accuracy of these calculations. Consult appropriate religious scholars or experts for authentic guidance.

General Liability: In no event shall CalcMitra.in, its owners, employees, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from your use or inability to use the service.

6. Professional Advice

CalcMitra.in does not provide professional advice. Our calculators should not be used as a substitute for:

• Financial advice: Consult certified financial planners or advisors
• Legal advice: Consult qualified attorneys
• Tax advice: Consult chartered accountants or tax professionals
• Medical advice: Consult healthcare professionals
• Religious guidance: Consult religious scholars or authorities
• Educational guidance: Consult academic counselors

7. User Conduct

You agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to the website or servers
• Interfere with or disrupt the website or servers
• Upload or transmit viruses or malicious code
• Collect or harvest information about other users
• Impersonate any person or entity
• Use automated bots or scrapers excessively

8. Intellectual Property

All content on CalcMitra.in, including but not limited to text, graphics, logos, calculator algorithms, and software, is the property of CalcMitra.in or its content suppliers and is protected by Indian and international copyright laws.

9. Third-Party Links

Our website may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

10. Indemnification

You agree to indemnify, defend, and hold harmless CalcMitra.in, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the website or violation of these Terms.

11. Termination

We reserve the right to terminate or suspend access to our website immediately, without prior notice or liability, for any reason, including breach of these Terms.

12. Governing Law

These Terms shall be governed by and const rued in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: